The one thing that everyone dreads more than anything when learning to drive are the costs involved.
I don't think I have ever spent so much money in such a short period of time.
When I got my car I entered the crazy, scary, world of insurance.
Sadly I had no other option than to bite the bullet and choose something.
I used comparison websites which I shall now link below such as...
These were all really useful sites that actually managed to give me an idea of the ball park I was playing in.
Although you do have to spend half an hour filling out the information for the quote over and over again for each website..bleugh..the process is relatively simple and painless.
You are then left with a list of your best options.
For my provisional insurance I went with Esure Broker, who managed to give me a reasonable price for a years provisional cover, and when changing my insurance after passing, were really helpful and refunded what was left of my cover. Thanks.
You will be lucky to find annual provisional insurance for under around £600-£800 with full cover (that was with both of my parents on the policy too).
Luckily I didn't have to claim at all whilst I had my policy with Esure, so therefore I can't give a review in that area. There are lots of different companies offering similar prices to the one I got but for me that was the best deal.
It got to the point where I needed to play eenie, meenie, minee, mo.
When it came to changing my insurance over on the morning that I passed, I was glad that I had asked around my friends.
One recommendation that I looked up and seemed appropriate was Insurethebox.
This company does fit a black box, but insurance is around £2000 without one, pretty much everywhere I looked.
I paid for 6,000 miles which came to just under £1500 (however I have a 1.4l engine and a car with a smaller engine would be significantly cheaper). The black box measures your accelerating and braking speeds, where you are and how you drive in different speed limits. There are no punishments, but there are rewards of additional miles added to your policy each month for sensible driving.
I wasn't too keen on the idea of a black box, but I just drive in a normal, safe fashion (as you would.) and therefore what would be the problem with it? It's also an incentive not to speed if you're someone who is tempted too!
So that was my insurance experience. All a bit serious, I know, but it's useful to hear other people's opinions when making your decisions!
I hope this was useful and feel free to comment any questions about insurance or the driving process in general!
'til next time,
Hannah.
Links to my insurance companies-
